(Terms and Conditions)

Effective date: November 6th, 2025

These Terms of Use (“Terms”) govern your access to and use of the website hosted at trustworthy-advisors.com (the “Site”) and any related services. By using the Site, you agree to these Terms. If you don’t agree, don’t use the Site.

1. Definitions & scope

• “User,” “you,” “your” refers to any person accessing or using the Site.
• “We,” “us,” “our” refers to Trustworthy Advisors.
• These Terms apply to all users of the Site, including browsers, clients, bots, etc.

These Terms, our Privacy Policy, and any additional rules posted on the Site form the full agreement between you and us, and supersede prior or contemporaneous communications or proposals.

2. Use of the site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates laws or regulations
• Attempt to gain unauthorized access to parts of the Site, other accounts, systems or networks
• Interfere with or disrupt the Site, its servers or networks
• Send spam, viruses, or malicious code
• Use automated robots, spiders, or scrapers (unless explicitly permitted)
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without permission

We reserve the right to suspend or terminate your access to the Site (or parts thereof) for violation of these Terms or for any reason at our discretion.

3. Intellectual property

All content on the Site (text, graphics, logos, images, software, etc.) is owned or licensed by us or our licensors, and is protected by copyright, trademark, and other intellectual property laws. You may view or download material for your personal, noncommercial use only, provided you keep intact all copyright/trademark notices.

You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, or publicly display any content from the Site without our prior written permission.

4. Disclaimers / Limitation of liability

The Site is provided “as is” and “as available,” without warranties of any kind (express or implied). We disclaim all warranties, including merchantability, fitness for a particular purpose, noninfringement.

We do not guarantee the Site will be error-free, secure, uninterrupted, or free of viruses or harmful components. We are not responsible for third-party content or links.

To the maximum extent permitted by law, in no event will we (or our affiliates, partners, employees) be liable for any indirect, incidental, special, exemplary, or consequential damages (including loss of profits, data, goodwill) arising from your use of or inability to use the Site, even if we knew such damages were possible.

5. Indemnification

You agree to indemnify, defend, and hold harmless Trustworthy Advisors and its officers, employees, agents, from any claims, liabilities, damages, losses, costs, or expenses (including attorneys’ fees) related to your use of the Site or breach of these Terms.

6. Links to third-party sites

Our Site may include links to external websites or services not operated by us. We don’t control, endorse, or assume responsibility for their content, privacy policies, or practices. Visiting them is at your own risk. We suggest you read their terms.

7. Modification of Terms

We may revise or update these Terms at any time. The updated version will be posted on this page, with a new “Effective date.” If you continue to use the Site after changes are published, you accept the new Terms.

8. Governing law & disputes

These Terms are governed by the laws of [insert state / jurisdiction, e.g. South Carolina], without regard to conflict of law principles. You agree that any dispute arising under these Terms shall be resolved in the courts or forums located in [insert county, e.g. Charleston County], unless otherwise required by law.

9. Severability & waiver

If any provision of these Terms is found invalid or unenforceable (in whole or part), that part will be given effect to the extent possible, and the remaining provisions remain in full force. No waiver of any term is enforceable unless in writing and signed by us.

10. Entire agreement

These Terms, together with our Privacy Policy and any additional posted rules, constitute the entire agreement between you and Trustworthy Advisors regarding the Site, superseding all prior or contemporaneous communications or proposals.